Terms and Conditions

Terms of Use

Updated April 1, 2018

We here at Free Auto Credit Ltd. strive to help you find the perfect auto loan and at the best interest rate.
In order to help achieve this goal as quickly and efficiently as possible, we collect and utilize consumer information.

Listed below you will find our terms of use for this website.
This information may change over time and will be updated accordingly. As such, we encourage you to review this page on a regular basis.
If you have any additional questions, comments or concerns about the information contained below, feel free to contact us.

Last Updated April 1 2018

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.

Free Auto Credit Ltd. and Freeautocredit.ca known as the “company”.

By using the Freeautocredit.ca web site, you will be acknowledging that you reach this agreement and agreed without limitation or qualification,
to be legally bound by this agreement and the terms & conditions put forth of the company’s privacy policy.
If you do not agree to these terms, do not access or use this website.

Services:

Free Auto Credit Ltd.’s Finance service matches consumers with prospective vendors participating in Free Auto Credit Ltd.’s network of auto loan vendors (“participating vendors”).
To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, age range, address, telephone number,
email address, and approximate income information. Free Auto Credit Ltd.’s collection and use of this information is subject to this site’s Privacy Policy.
In order to use this website or the service, you must agree to these terms and conditions as well as the Privacy Policy.

Once you submit the form(s) to Free Auto Credit Ltd., we share your information with one or more participating vendors. By submitting the form(s), you understand and agree that you are submitting an inquiry about a loan product from and/or through Free Auto Credit Ltd. and each of the participating vendors to whom Free Auto Credit Ltd. transmits your loan request.
By submitting the form(s), you are extending an express request and consent to Free Auto Credit Ltd. and each of their participating vendors with whom your information is shared to contact you by any means (including, without limitation, email, telephone, text and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating vendors who receive your information from Free Auto Credit Ltd. review your information in real-time to determine whether your information meets the vendor’s loan qualification criteria.
Participating vendors may, among other things, verify your social security number, perform a credit check, and review your information against national databases that tracks consumer transactions with lending institutions. By submitting the form, you agree to allow participating vendors to review, verify, and research your information in such manner.

Free Auto Credit Ltd. is not a vendor and does not make loan or credit decisions in connection with its loan matching service nor does it guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating vendor. Free Auto Credit Ltd. does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating vendors through the loan matching service are the best terms available in the current market.

Free Auto Credit Ltd. does not endorse or recommend the products or any particular vendor. It is not an agent of you or any participating vendor. Free Auto Credit Ltd. is not involved with the vendor’s use and/or review of your application information or in making a determination about whether you meet a particular vendor’s loan qualification criteria. The vendor is solely responsible for its services to you, and you agree that Free Auto Credit Ltd. shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating vendors may keep your application information, whether or not you are qualified for a loan with them.

Free Auto Credit Ltd. reserves the right to change any information, features and/or functions of the loan matching service without prior notice. Free Auto Credit Ltd. reserves the right to deny you access to all or part of the services without prior notice. It specifically disclaims any responsibility for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond its control.

Disclaimers and Limitations:

THIS WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS”. Free Auto Credit Ltd. EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. Free Auto Credit Ltd. MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEBSITE AND/OR THE Free Auto Credit Ltd. SERVICE IS AT YOUR OWN RISK. Free Auto Credit Ltd. AND/OR ITS PARTICIPATING VENDORS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY CONNECTED WITH THE USE OF THIS WEBSITE AND/OR SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF Free Auto Credit Ltd. OR ITS PARTICIPATING VENDORS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME PROVINCES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF Free Auto Credit Ltd., ITS PARTICIPATING VENDORS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Indemnity:

As a condition of using this website and/or the services offered herein, you agree to indemnify Free Auto Credit Ltd. and its participating vendors from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this website, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.

Links to Third Parties:

This website contains links to other websites operated by participating vendors or other third parties. Such links are provided for your convenience and reference only. Free Auto Credit Ltd. does not operate or control any information, software, products or services available on such third party sites. Its inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP Y OUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. BY USING Free Auto Credit Ltd.’S SERVICES YOU CONSENT TO THESE RESTRICTIONS. IF YOU DO NOT AGREE TO THESE RESTRICTIONS, DO NOT ACCESS THEIR WEBSITE.

General Terms

These Terms constitute the entire agreement between you and Free Auto Credit Ltd.. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by Free Auto Credit Ltd. to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Free Auto Credit Ltd. may amend these Terms at any time by posting the amended terms on its website. All amended terms are automatically effective immediately, upon posting.

Get approved with good or bad credit financing for a new or used vehicle within minutes.*

©  2018 FreeAutoCredit.com Free Auto Credit Ltd.

*The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender, province and applicant’s individual qualifications.
Not all applicants will qualify for a loan or be approved for their requested loan amount.

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