Of course you can go through the whole process without ever needing a co-signer. However, this usually depends on the information we gather from your entire application.

We neither charge you for your applying with us or matching you with the right partner. Like we mentioned earlier, application and enquiry are all FREE and you are not obligated to purchase a vehicle. In other words, you have absolutely nothing to lose but and everything to gain!

While we don’t always ask our customers for a down payment, we often encourage them to make one if it’s possible. This way they will be able to pay a smaller monthly payment, reduce overall interest charges, and also off the loan quicker.

Simple-you can opt out…no strings attached.

When you apply with us, you are not obliged to purchase a vehicle. After our partners work out your options, it is up to you to decide whether you want to go for it or not.

We do not force you to make any purchase, and you are 100% free to do whatever you decide.

Yes, this will be required as part of your application and has to be done before you can be granted approval. Someone from our office will contact you prior to pulling a credit report to ensure we have your signed consent to do so.

We do not have any requirements that stop any person from approaching us for help in getting an auto loan.

We accept applications from everyone regardless of their credit status as long as they are Canadian citizens or permanent residents. We also require all applicants to belong to the age of majority in the province where they are currently living.